Yeah, that’s what I was told – a tax break (loop hole) that will end April 29, 2016. So, as I understand it, if you’re eligible to receive your full social security benefit but you choose to wait until you are 70 you can apply for it now and have it suspended. Then your spouse can then apply for half of your benefit now to be received now. This will not change your benefit when you reach 70. that seemed like “extra” money, to me. Exciting. This has been around for years but not advertised nor talked about.
Well, I made an appointment for March 3, 2016 but had to change it due to conflicting appointments. I changed the SS appointment to March 14th. Same thing occurred. Keep in mind each time I made appointments I physically went to the SS office and spoke to a live person. Ok, so finally our appoint was for today and we went, only to be told that my husband had to be 66 years old. Therefore, we did not qualify. That sucks. I have been to 2 (two) SS seminars where this “tax break” was the subject matter. NO ONE mentioned anything about how old the recipient (my husband) had to be. AND, I even read a lot about this on the SS.gov website. That didn’t say anything about age of the spouse, either. What a drag. I would have been better off had I never heard of the “tax break.”
A day in the life……………………………………………….
